one's initial encounter with having sex. Every girl remembers the first guy who fucked her, every guy remembers the first girl whose boobs he touched, whose twat he fingered, who gave him his first hand job or handjob, who let him put his penis in her slit, who gave him his first blowjob or blow job, who sucked his balls
Nancii recalled her first time in great detail, it was with Greg.
Ron could remember every detail of his first time mounting Betty.
A pyramid scheme run by the US Government. They promised to take your money to invest it for you so you'd have enough money to retire on, but from the very beginning they've just paid the people who are over 65 with the money sent in by the workers under 65. For any other organization to do this would be illegal. They don't make any real investments at all. They only 'invest' in other government agencies, which means they'll end up being paid back with yet more tax money taken by force from hard working Americans.
Joe Average says "I wanted to invest my money in a private account that I could control in order to plan for my retirement, but after paying tax for Social Security I didn't have enough left over to do that. If Social Security is so great, why do they have to force you to pay for it under threat of prison? If it was really so great, wouldn't people participate voluntarily?"